Bank Regulation and Supervision in Islamic Banking Systems with a Case Study of Malaysia

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Title: Bank Regulation and Supervision in Islamic Banking Systems with a Case Study of Malaysia
Authors: Saberianranjbar, Fatemeh
Date: 2012-10-15
Abstract: Islamic principles influence the structure and performance of banks in different aspects. Based on the recent expansion of Islamic banking, the question of what prudential regulation should apply to Islamic banks has received lots of attention. It is true that Islamic banks, due to sharing profits and losses, pose lower risk to deposit holders than conventional banks, but because of insolvency and systemic risks, regulation and monitoring risks are as essential in Islamic banking as in conventional banking. This paper describes the differences between Islamic banking and conventional banking, reviews the structure of international banking regulation and supervision which is based on Basel II and Basel III, and defines the regulations and supervision framework for Islamic banks. As a successful example of the dual banking system, the structure of the banking system, regulation and supervision in Malaysia is discussed.
URL: http://hdl.handle.net/10393/23396
CollectionScience économique - Mémoires // Economics - Research Papers
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